{"schema_version":"secwatch.filing_event.v1","accession":"0001423869-23-000003","form_type":"8-K","ticker":"PCB","cik":"0001423869","company_name":"PCB BANCORP","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.880116+00:00","generated_at":"2026-06-20T08:06:01.515395+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"PCB Bancorp Q4 net income $8.7M ($0.58 EPS); record NII $24.3M; declares $0.15 dividend","bullets":["Q4 net income $8.7M ($0.58 diluted EPS) vs $7.0M ($0.46) in Q3 and $10.7M ($0.70) a year ago.","Net interest income rose to $24.3M (record); NIM 4.15% vs 4.25% prior quarter and 3.87% year ago.","Total assets $2.42B (+4.0% QoQ); loans held-for-investment $2.05B (+4.4% QoQ); deposits $2.05B (+3.4% QoQ).","Quarterly cash dividend of $0.15/share declared, payable Feb 17, 2023 to holders of record Feb 10.","Stock repurchase program extended to Feb 1, 2024; 331,663 shares remaining under the plan."],"urls":{"canonical":"https://secwatch.observer/filing/0001423869-23-000003","json":"https://secwatch.observer/filing/0001423869-23-000003.json","markdown":"https://secwatch.observer/filing/0001423869-23-000003.md","text":"https://secwatch.observer/filing/0001423869-23-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/0001423869-23-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/pcb-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:06:01.515395+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"693990da44d2af36866ddf979f512766f91d66a9","claim":"PCB BANCORP reported the fourth quarter of 2022 results: net income $8.7 million, EPS $0.58 per diluted common share.","evidence_excerpt":"net income of $8.7 million, or $0.58 per diluted common share, for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/0001423869-23-000003-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"$8.7 million"},{"label":"EPS","value":"$0.58 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c6ded546ca03b02a62f008eda06ed1b8e38073ad","claim":"PCB BANCORP reported the year ended December 31, 2022 results: net income $35.0 million, EPS $2.31 per diluted common share.","evidence_excerpt":"For 2022, net income was $35.0 million, or $2.31 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/0001423869-23-000003-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$35.0 million"},{"label":"EPS","value":"$2.31 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}