---
schema_version: "secwatch.filing_event.v1"
accession: "0001423869-23-000003"
form_type: "8-K"
ticker: "PCB"
cik: "0001423869"
company_name: "PCB BANCORP"
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T08:06:01.515395+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# PCB Bancorp Q4 net income $8.7M ($0.58 EPS); record NII $24.3M; declares $0.15 dividend

## Summary
- Q4 net income $8.7M ($0.58 diluted EPS) vs $7.0M ($0.46) in Q3 and $10.7M ($0.70) a year ago.
- Net interest income rose to $24.3M (record); NIM 4.15% vs 4.25% prior quarter and 3.87% year ago.
- Total assets $2.42B (+4.0% QoQ); loans held-for-investment $2.05B (+4.4% QoQ); deposits $2.05B (+3.4% QoQ).
- Quarterly cash dividend of $0.15/share declared, payable Feb 17, 2023 to holders of record Feb 10.
- Stock repurchase program extended to Feb 1, 2024; 331,663 shares remaining under the plan.

## SEC filing metadata
- accession: 0001423869-23-000003
- form_type: 8-K
- ticker: PCB
- cik: 0001423869
- company_name: PCB BANCORP
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/0001423869-23-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/pcb-20230126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001423869-23-000003
- JSON: https://secwatch.observer/filing/0001423869-23-000003.json
- Plain text: https://secwatch.observer/filing/0001423869-23-000003.txt

## Key facts
- Earnings Releases
  PCB BANCORP reported the fourth quarter of 2022 results: net income $8.7 million, EPS $0.58 per diluted common share.
  - Period: the fourth quarter of 2022
  - Net income: $8.7 million
  - EPS: $0.58 per diluted common share
  - Result: reported results
  source text: net income of $8.7 million, or $0.58 per diluted common share, for the fourth quarter of 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/0001423869-23-000003-index.htm
- Earnings Releases
  PCB BANCORP reported the year ended December 31, 2022 results: net income $35.0 million, EPS $2.31 per diluted common share.
  - Period: the year ended December 31, 2022
  - Net income: $35.0 million
  - EPS: $2.31 per diluted common share
  - Result: reported results
  source text: For 2022, net income was $35.0 million, or $2.31 per diluted common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/0001423869-23-000003-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.