secwatch.observer — SEC 8-K summary
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Issuer:     PCB BANCORP (PCB)
CIK:        0001423869
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0001423869-23-000003
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

PCB Bancorp Q4 net income $8.7M ($0.58 EPS); record NII $24.3M; declares $0.15 dividend
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- Q4 net income $8.7M ($0.58 diluted EPS) vs $7.0M ($0.46) in Q3 and $10.7M ($0.70) a year ago.
- Net interest income rose to $24.3M (record); NIM 4.15% vs 4.25% prior quarter and 3.87% year ago.
- Total assets $2.42B (+4.0% QoQ); loans held-for-investment $2.05B (+4.4% QoQ); deposits $2.05B (+3.4% QoQ).
- Quarterly cash dividend of $0.15/share declared, payable Feb 17, 2023 to holders of record Feb 10.
- Stock repurchase program extended to Feb 1, 2024; 331,663 shares remaining under the plan.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/0001423869-23-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1423869/000142386923000003/pcb-20230126.htm
  HTML page:      https://secwatch.observer/filing/0001423869-23-000003

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer