{"schema_version":"secwatch.filing_event.v1","accession":"0001423869-23-000050","form_type":"8-K","ticker":"PCB","cik":"0001423869","company_name":"PCB BANCORP","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.024716+00:00","generated_at":"2026-06-09T10:16:03.898253+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"PCB Bancorp Q3 net income $7.0M ($0.49/diluted); net interest margin improves to 3.57%","bullets":["Net income of $7.0M, down 6.1% from $7.5M in Q2 2023; EPS $0.49 vs $0.52 prior quarter.","Net interest income $22.4M, up 3.4% QoQ; net interest margin 3.57% vs 3.55%.","Loans held-for-investment grew 2.1% to $2.17B; deposits flat at $2.19B.","Provision for credit losses increased to $751k from $197k in Q2 2023.","Declared $0.18/common share quarterly dividend, payable Nov 17, 2023 to holders of record Nov 9, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001423869-23-000050","json":"https://secwatch.observer/filing/0001423869-23-000050.json","markdown":"https://secwatch.observer/filing/0001423869-23-000050.md","text":"https://secwatch.observer/filing/0001423869-23-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1423869/000142386923000050/0001423869-23-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1423869/000142386923000050/pcb-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T10:16:03.898253+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"26d9b48af7acaca6e22fb82588e86c12db12c55e","claim":"PCB BANCORP reported the third quarter of 2023 results: net income $7.0 million, EPS $0.49 per diluted common share.","evidence_excerpt":"PCB Bancorp Reports Earnings of $7.0 million for Q3 2023 Los Angeles, California - October 25, 2023 - PCB Bancorp (the “Company”) (NASDAQ: PCB), the holding company of PCB Bank (the “Bank”), today reported net income of $7.0 million, or $0.49 per diluted common share, for the third quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1423869/000142386923000050/0001423869-23-000050-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$7.0 million"},{"label":"EPS","value":"$0.49 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}