---
schema_version: "secwatch.filing_event.v1"
accession: "0001423869-24-000034"
form_type: "8-K"
ticker: "PCB"
cik: "0001423869"
company_name: "PCB BANCORP"
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:15:01.803581+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# PCB Bancorp Q2 net income $6.3M ($0.43), up 34% QoQ; NIM expands to 3.16%

## Summary
- Net income $6.3M ($0.43 diluted EPS), up 34% QoQ vs $4.7M ($0.33); down 16% YoY.
- Net interest margin expanded to 3.16% from 3.10%; loans held-for-investment grew 2.1% to $2.45B.
- Nonperforming loans increased to $7.5M (0.31% of loans) from $4.94M; provision for credit losses $259K.
- Quarterly dividend $0.18/share declared; stock repurchase program extended through Aug 2025 with ~577,777 shares left.

## SEC filing metadata
- accession: 0001423869-24-000034
- form_type: 8-K
- ticker: PCB
- cik: 0001423869
- company_name: PCB BANCORP
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1423869/000142386924000034/0001423869-24-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1423869/000142386924000034/pcb-20240724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001423869-24-000034
- JSON: https://secwatch.observer/filing/0001423869-24-000034.json
- Plain text: https://secwatch.observer/filing/0001423869-24-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.