PCB Bancorp Q1 net income $7.7M ($0.53 EPS), up 65% YoY; NIM 3.28%

PCB BANCORP

2025-Q1 EPS reported $0.53 revenue$666,000

Net income available to common shareholders $7.7M ($0.53 diluted EPS) vs $4.7M ($0.33) in Q1 2024, up 65% and 61%.
Net interest margin expanded 18 bps YoY to 3.28%; net interest income $24.3M vs $21.0M.
Loans held-for-investment grew 13.7% YoY to $2.73B; deposits up 13.0% to $2.71B.
Board declared $0.20 per share quarterly dividend, payable May 16 to holders of record May 9.
Provision for credit losses $1.6M, down from $2.0M prior quarter; ACL/loans ratio 1.17%.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.