PCB Bancorp Q3 2025 record net income $11.3M, EPS $0.78; declares $0.20 dividend

PCB BANCORP

2025-Q3 EPS reported $1.94 revenue$2,123,000

Record net income available to common shareholders of $11.3M ($0.78 diluted EPS), up 26% QoQ and 52% YoY.
Net interest margin 3.28% vs 3.33% prior Q; provision for credit losses reversed $381K vs $1.8M provision prior Q.
Total deposits $2.91B, up 3.2% from $2.82B at June 30, 2025.
Quarterly cash dividend of $0.20 per share declared, payable Nov 14, 2025 to holders of record Nov 7, 2025.
Noninterest expense well-controlled at $14.9M; efficiency ratio improved to 48.92% from 50.63% prior Q.

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