{"schema_version":"secwatch.filing_event.v1","accession":"0001423869-26-000003","form_type":"8-K","ticker":"PCB","cik":"0001423869","company_name":"PCB BANCORP","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.048518+00:00","generated_at":"2026-05-16T06:22:36.093594+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PCB Bancorp Q4 net income $9.1M ($0.64 EPS), full-year EPS $2.58; dividend raised to $0.22","bullets":["Q4 2025 net income available to common shareholders $9.1M, diluted EPS $0.64, up from $6.7M/$0.46 a year ago.","Full-year 2025 net income $37.2M, EPS $2.58, a 48.8% increase from $25.0M/$1.74 in 2024.","Net interest margin held at 3.28% in Q4; loans held-for-investment grew 2.5% QoQ to $2.82B.","Deposits declined $118M QoQ to $2.80B, driven by a $100M reduction in brokered deposits.","Board declared $0.22 quarterly dividend (10% increase from $0.20), payable Feb 20 to record Feb 13."],"urls":{"canonical":"https://secwatch.observer/filing/0001423869-26-000003","json":"https://secwatch.observer/filing/0001423869-26-000003.json","markdown":"https://secwatch.observer/filing/0001423869-26-000003.md","text":"https://secwatch.observer/filing/0001423869-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1423869/000142386926000003/0001423869-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1423869/000142386926000003/pcb-20260128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:22:36.093594+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}