secwatch.observer — SEC 8-K summary
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Issuer:     PCB BANCORP (PCB)
CIK:        0001423869
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0001423869-26-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

PCB Bancorp Q4 net income $9.1M ($0.64 EPS), full-year EPS $2.58; dividend raised to $0.22
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- Q4 2025 net income available to common shareholders $9.1M, diluted EPS $0.64, up from $6.7M/$0.46 a year ago.
- Full-year 2025 net income $37.2M, EPS $2.58, a 48.8% increase from $25.0M/$1.74 in 2024.
- Net interest margin held at 3.28% in Q4; loans held-for-investment grew 2.5% QoQ to $2.82B.
- Deposits declined $118M QoQ to $2.80B, driven by a $100M reduction in brokered deposits.
- Board declared $0.22 quarterly dividend (10% increase from $0.20), payable Feb 20 to record Feb 13.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1423869/000142386926000003/0001423869-26-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1423869/000142386926000003/pcb-20260128.htm
  HTML page:      https://secwatch.observer/filing/0001423869-26-000003

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