{"schema_version":"secwatch.filing_event.v1","accession":"0001423869-26-000015","form_type":"8-K","ticker":"PCB","cik":"0001423869","company_name":"PCB BANCORP","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.266478+00:00","generated_at":"2026-05-15T04:29:41.004268+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PCB Bancorp Q1 EPS $0.74 beats Q4 $0.64; NIM expands to 3.36%","bullets":["Net income available to common shareholders $10.6M; diluted EPS $0.74 vs $0.64 Q4/Q and $0.53 year ago.","Net interest margin improved to 3.36% from 3.28% linked quarter; net interest income $26.8M.","Loans held-for-investment $2.87B (+1.9% QoQ); deposits $2.89B (+3.3% QoQ).","Provision for credit losses $467K, down 54% QoQ; ACL ratio stable at 1.18%.","Board declared $0.22 per share quarterly dividend, payable May 15 to holders of record May 8."],"urls":{"canonical":"https://secwatch.observer/filing/0001423869-26-000015","json":"https://secwatch.observer/filing/0001423869-26-000015.json","markdown":"https://secwatch.observer/filing/0001423869-26-000015.md","text":"https://secwatch.observer/filing/0001423869-26-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1423869/000142386926000015/0001423869-26-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1423869/000142386926000015/pcb-20260422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:29:41.004268+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8a425a6432cae450ac4aadc3a982630229339126","claim":"PCB BANCORP reported the first quarter of 2026 results: net income net income available to common shareholders of $10.6 million, EPS $0.74 per diluted common share.","evidence_excerpt":"PCB Bancorp Reports Earnings for Q1 2026 Los Angeles, California, - April 23, 2026 - PCB Bancorp (the “Company”) (NASDAQ: PCB), the holding company of PCB Bank (the “Bank”), today reported net income available to common shareholders of $10.6 million, or $0.74 per diluted common share, for the first quarter of 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1423869/000142386926000015/0001423869-26-000015-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2026"},{"label":"Net income","value":"net income available to common shareholders of $10.6 million"},{"label":"EPS","value":"$0.74 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}