---
schema_version: "secwatch.filing_event.v1"
accession: "0001423869-26-000015"
form_type: "8-K"
ticker: "PCB"
cik: "0001423869"
company_name: "PCB BANCORP"
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:29:41.004268+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# PCB Bancorp Q1 EPS $0.74 beats Q4 $0.64; NIM expands to 3.36%

## Summary
- Net income available to common shareholders $10.6M; diluted EPS $0.74 vs $0.64 Q4/Q and $0.53 year ago.
- Net interest margin improved to 3.36% from 3.28% linked quarter; net interest income $26.8M.
- Loans held-for-investment $2.87B (+1.9% QoQ); deposits $2.89B (+3.3% QoQ).
- Provision for credit losses $467K, down 54% QoQ; ACL ratio stable at 1.18%.
- Board declared $0.22 per share quarterly dividend, payable May 15 to holders of record May 8.

## SEC filing metadata
- accession: 0001423869-26-000015
- form_type: 8-K
- ticker: PCB
- cik: 0001423869
- company_name: PCB BANCORP
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1423869/000142386926000015/0001423869-26-000015-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1423869/000142386926000015/pcb-20260422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001423869-26-000015
- JSON: https://secwatch.observer/filing/0001423869-26-000015.json
- Plain text: https://secwatch.observer/filing/0001423869-26-000015.txt

## Key facts
- Earnings Releases
  PCB BANCORP reported the first quarter of 2026 results: net income net income available to common shareholders of $10.6 million, EPS $0.74 per diluted common share.
  - Period: the first quarter of 2026
  - Net income: net income available to common shareholders of $10.6 million
  - EPS: $0.74 per diluted common share
  - Result: reported results
  source text: PCB Bancorp Reports Earnings for Q1 2026 Los Angeles, California, - April 23, 2026 - PCB Bancorp (the “Company”) (NASDAQ: PCB), the holding company of PCB Bank (the “Bank”), today reported net income available to common shareholders of $10.6 million, or $0.74 per diluted common share, for the first quarter of 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/1423869/000142386926000015/0001423869-26-000015-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.