secwatch.observer — SEC 8-K summary
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Issuer:     PCB BANCORP (PCB)
CIK:        0001423869
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001423869-26-000015
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

PCB Bancorp Q1 EPS $0.74 beats Q4 $0.64; NIM expands to 3.36%
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- Net income available to common shareholders $10.6M; diluted EPS $0.74 vs $0.64 Q4/Q and $0.53 year ago.
- Net interest margin improved to 3.36% from 3.28% linked quarter; net interest income $26.8M.
- Loans held-for-investment $2.87B (+1.9% QoQ); deposits $2.89B (+3.3% QoQ).
- Provision for credit losses $467K, down 54% QoQ; ACL ratio stable at 1.18%.
- Board declared $0.22 per share quarterly dividend, payable May 15 to holders of record May 8.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1423869/000142386926000015/0001423869-26-000015-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1423869/000142386926000015/pcb-20260422.htm
  HTML page:      https://secwatch.observer/filing/0001423869-26-000015

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer