secwatch.observer — SEC 8-K summary
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Issuer:     PCB BANCORP (PCB)
CIK:        0001423869
Form:       8-K
Filed at:   2026-07-23T20:15:07+00:00
Accession:  0001423869-26-000022
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

PCB Bancorp Q2 net income $10.4M ($0.73 EPS), loans up 2% QoQ, declares $0.22 dividend
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- Q2 2026 net income available to common shareholders $10.4M ($0.73 diluted EPS), up 16% YoY from $9.0M ($0.62).
- Net interest income $27.5M (+5.8% YoY); net interest margin 3.33% (flat YoY).
- Provision for credit losses $926K vs $1.8M in Q2 2025; ACL ratio 1.18%.
- Loans held-for-investment $2.93B (+2.0% QoQ, +4.9% YoY); total deposits $2.92B (+1.2% QoQ).
- Declared quarterly cash dividend of $0.22 per share, payable Aug 14, 2026 to holders of record Aug 7.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1423869/000142386926000022/0001423869-26-000022-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1423869/000142386926000022/pcb-20260722.htm
  HTML page:      https://secwatch.observer/filing/0001423869-26-000022

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer