{"schema_version":"secwatch.filing_event.v1","accession":"0001428336-22-000025","form_type":"8-K","ticker":"HQY","cik":"0001428336","company_name":"HEALTHEQUITY, INC.","filed_at":"2022-09-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.738353+00:00","generated_at":"2026-06-23T15:10:33.531775+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"HealthEquity Q2 revenue up 9% to $206.1M, net loss widens to $10.7M; guides FY23 revenue $834-844M","bullets":["Revenue $206.1M (+9% YoY); net loss $10.7M vs $3.8M; non-GAAP net income $28.1M, down 16% from $33.4M.","Adjusted EBITDA $67.0M (+2% YoY); margin 33% vs 35% last year.","HSAs grew 26% to 7.5M; total HSA assets $20.5B (+33%); record 196k new HSAs.","FY2023 guidance: revenue $834-844M; adjusted EBITDA $252-262M; non-GAAP EPS $1.23-1.32."],"urls":{"canonical":"https://secwatch.observer/filing/0001428336-22-000025","json":"https://secwatch.observer/filing/0001428336-22-000025.json","markdown":"https://secwatch.observer/filing/0001428336-22-000025.md","text":"https://secwatch.observer/filing/0001428336-22-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1428336/000142833622000025/0001428336-22-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1428336/000142833622000025/hqy-20220906.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T15:10:33.531775+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}