{"schema_version":"secwatch.filing_event.v1","accession":"0001428336-24-000035","form_type":"8-K","ticker":"HQY","cik":"0001428336","company_name":"HEALTHEQUITY, INC.","filed_at":"2024-06-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.376242+00:00","generated_at":"2026-06-01T06:45:44.592354+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"HealthEquity Q1 revenue $287.6M (+18% YoY), net income $28.8M; raises FY25 outlook","bullets":["Revenue $287.6M, up 18% YoY; net income $28.8M ($0.33 diluted EPS) vs $4.1M ($0.05) in Q1 FY24.","Non-GAAP net income $70.3M ($0.80 per diluted share), up 64% YoY; Adjusted EBITDA $117.4M (41% of revenue), up 36% YoY.","HSAs grew 13% to 9.1M; total HSA assets $27.3B (+22% YoY); total accounts 16.0M (+7%).","Completed BenefitWallet HSA portfolio acquisition on May 9, 2024 for $425M, funded with revolver and cash.","FY2025 guidance raised: revenue $1.16B-$1.18B; Adjusted EBITDA $454M-$474M; non-GAAP EPS $2.93-$3.10."],"urls":{"canonical":"https://secwatch.observer/filing/0001428336-24-000035","json":"https://secwatch.observer/filing/0001428336-24-000035.json","markdown":"https://secwatch.observer/filing/0001428336-24-000035.md","text":"https://secwatch.observer/filing/0001428336-24-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1428336/000142833624000035/0001428336-24-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1428336/000142833624000035/hqy-20240603.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T06:45:44.592354+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}