{"schema_version":"secwatch.filing_event.v1","accession":"0001428336-24-000109","form_type":"8-K","ticker":"HQY","cik":"0001428336","company_name":"HEALTHEQUITY, INC.","filed_at":"2024-12-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.430518+00:00","generated_at":"2026-05-29T05:34:48.250839+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HealthEquity Q3 revenue $300.4M (+21% YoY); non-GAAP EPS $0.78 vs $0.60; raises FY2025 outlook","bullets":["Revenue $300.4M (+21% YoY); net income $5.7M ($0.06 diluted EPS) vs $14.7M ($0.17) prior.","Non-GAAP net income $69.4M (+33%), non-GAAP EPS $0.78 (vs $0.60); Adjusted EBITDA $118.2M (+24%).","HSAs reached 9.5M (+15% YoY), HSA Assets $30B (+33%), Total Accounts 16.5M (+8%).","Repurchased 0.7M shares for $60M; $240M remaining under buyback authorization.","FY2025 guidance raised: Revenue $1.185-1.195B, Adj EBITDA $470-480M; FY2026 initial outlook revenue ~$1.275-1.295B."],"urls":{"canonical":"https://secwatch.observer/filing/0001428336-24-000109","json":"https://secwatch.observer/filing/0001428336-24-000109.json","markdown":"https://secwatch.observer/filing/0001428336-24-000109.md","text":"https://secwatch.observer/filing/0001428336-24-000109.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1428336/000142833624000109/0001428336-24-000109-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1428336/000142833624000109/hqy-20241209.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T05:34:48.250839+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}