---
schema_version: "secwatch.filing_event.v1"
accession: "0001428336-24-000109"
form_type: "8-K"
ticker: "HQY"
cik: "0001428336"
company_name: "HEALTHEQUITY, INC."
filed_at: "2024-12-09T23:59:59+00:00"
generated_at: "2026-05-29T05:34:48.250839+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# HealthEquity Q3 revenue $300.4M (+21% YoY); non-GAAP EPS $0.78 vs $0.60; raises FY2025 outlook

## Summary
- Revenue $300.4M (+21% YoY); net income $5.7M ($0.06 diluted EPS) vs $14.7M ($0.17) prior.
- Non-GAAP net income $69.4M (+33%), non-GAAP EPS $0.78 (vs $0.60); Adjusted EBITDA $118.2M (+24%).
- HSAs reached 9.5M (+15% YoY), HSA Assets $30B (+33%), Total Accounts 16.5M (+8%).
- Repurchased 0.7M shares for $60M; $240M remaining under buyback authorization.
- FY2025 guidance raised: Revenue $1.185-1.195B, Adj EBITDA $470-480M; FY2026 initial outlook revenue ~$1.275-1.295B.

## SEC filing metadata
- accession: 0001428336-24-000109
- form_type: 8-K
- ticker: HQY
- cik: 0001428336
- company_name: HEALTHEQUITY, INC.
- filed_at: 2024-12-09T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1428336/000142833624000109/0001428336-24-000109-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1428336/000142833624000109/hqy-20241209.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001428336-24-000109
- JSON: https://secwatch.observer/filing/0001428336-24-000109.json
- Plain text: https://secwatch.observer/filing/0001428336-24-000109.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.