{"schema_version":"secwatch.filing_event.v1","accession":"0001428336-25-000021","form_type":"8-K","ticker":"HQY","cik":"0001428336","company_name":"HEALTHEQUITY, INC.","filed_at":"2025-06-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.269177+00:00","generated_at":"2026-05-20T01:17:22.984332+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HealthEquity Q1 revenue $330.8M (+15% YoY), net income up 87%, raises FY2026 guidance","bullets":["Revenue $330.8M (+15% YoY); net income $53.9M ($0.61 diluted EPS), +87% vs $28.8M.","Non-GAAP net income $85.8M ($0.97 diluted EPS), +22%; Adjusted EBITDA $140.2M (42% margin), +19%.","HSAs 9.9M (+9% YoY); total HSA Assets $31.3B (+15%); total accounts 17.1M (+7%).","Repurchased 0.7M shares for $60.3M; $117.5M remaining under buyback program.","FY2026 outlook raised: revenue $1.285-1.305B, Adj. EBITDA $530-550M, non-GAAP EPS $3.61-3.78."],"urls":{"canonical":"https://secwatch.observer/filing/0001428336-25-000021","json":"https://secwatch.observer/filing/0001428336-25-000021.json","markdown":"https://secwatch.observer/filing/0001428336-25-000021.md","text":"https://secwatch.observer/filing/0001428336-25-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1428336/000142833625000021/0001428336-25-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1428336/000142833625000021/hqy-20250603.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T01:17:22.984332+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}