{"schema_version":"secwatch.filing_event.v1","accession":"0001428336-25-000028","form_type":"8-K","ticker":"HQY","cik":"0001428336","company_name":"HEALTHEQUITY, INC.","filed_at":"2025-09-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.970979+00:00","generated_at":"2026-05-17T08:48:22.927966+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HealthEquity Q2 revenue +9% to $325.8M; net income up 67% to $0.68 EPS; record adjusted EBITDA margin 46%","bullets":["Revenue $325.8M (+9% YoY); net income $59.9M ($0.68 diluted EPS) vs $35.8M ($0.40) in Q2 FY25.","Non-GAAP net income $94.6M ($1.08 diluted EPS), up 24% from $76.3M ($0.86).","Adjusted EBITDA $151.1M (+18% YoY), margin 46% vs 43% last year.","Total HSA accounts 10.0M (+6% YoY, including 782K investment HSAs +10%); total HSA assets $33.1B (+12%).","FY26 outlook: revenue $1.290B-$1.310B, adjusted EBITDA $540M-$560M, non-GAAP EPS $3.74-$3.91."],"urls":{"canonical":"https://secwatch.observer/filing/0001428336-25-000028","json":"https://secwatch.observer/filing/0001428336-25-000028.json","markdown":"https://secwatch.observer/filing/0001428336-25-000028.md","text":"https://secwatch.observer/filing/0001428336-25-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1428336/000142833625000028/0001428336-25-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1428336/000142833625000028/hqy-20250902.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T08:48:22.927966+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}