earnings
confidence high
sentiment positive
materiality 0.80
HealthEquity Q3 revenue $322M (+7%); net income $0.59 EPS; FY2026 guidance reaffirmed
HEALTHEQUITY, INC.
2026-Q3 EPS reported
$1.88
revenue$978,843,000
- Revenue $322.2M, up 7% YoY; custodial $159.1M, service $120.3M, interchange $42.8M.
- GAAP net income $51.7M ($0.59 diluted EPS) vs $5.7M ($0.06) a year ago.
- Non-GAAP EPS $1.01 (up 29% YoY); Adjusted EBITDA $141.8M (+20%), margin 44% of revenue.
- Total HSA Assets $34.4B (+15%); HSAs 10.1M (+6%); client-held funds $0.8B.
- FY2026 outlook: revenue $1.302-1.312B, non-GAAP EPS $3.87-3.95, Adj. EBITDA $555-565M.