{"schema_version":"secwatch.filing_event.v1","accession":"0001428336-26-000003","form_type":"8-K","ticker":"HQY","cik":"0001428336","company_name":"HEALTHEQUITY, INC.","filed_at":"2026-01-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.061731+00:00","generated_at":"2026-05-16T10:49:50.483933+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HealthEquity initiates FY2027 guidance: revenue $1.38-1.41B, Adj. EBITDA margin 43.8-44.3%","bullets":["FY2027 revenue guidance $1.38B-$1.41B; Adjusted EBITDA margin 43.8%-44.3%; HSA cash yield ~3.75%.","Reaffirmed previously provided FY2026 guidance (no specific numbers restated).","Largest HSA custodian with >17M accounts and 200+ integrated network partners.","CEO Scott Cutler cites modernization momentum; presentation at JPM Conference on Jan 13."],"urls":{"canonical":"https://secwatch.observer/filing/0001428336-26-000003","json":"https://secwatch.observer/filing/0001428336-26-000003.json","markdown":"https://secwatch.observer/filing/0001428336-26-000003.md","text":"https://secwatch.observer/filing/0001428336-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1428336/000142833626000003/0001428336-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1428336/000142833626000003/hqy-20260112.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T10:49:50.483933+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}