---
schema_version: "secwatch.filing_event.v1"
accession: "0001428336-26-000003"
form_type: "8-K"
ticker: "HQY"
cik: "0001428336"
company_name: "HEALTHEQUITY, INC."
filed_at: "2026-01-12T23:59:59+00:00"
generated_at: "2026-05-16T10:49:50.483933+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# HealthEquity initiates FY2027 guidance: revenue $1.38-1.41B, Adj. EBITDA margin 43.8-44.3%

## Summary
- FY2027 revenue guidance $1.38B-$1.41B; Adjusted EBITDA margin 43.8%-44.3%; HSA cash yield ~3.75%.
- Reaffirmed previously provided FY2026 guidance (no specific numbers restated).
- Largest HSA custodian with >17M accounts and 200+ integrated network partners.
- CEO Scott Cutler cites modernization momentum; presentation at JPM Conference on Jan 13.

## SEC filing metadata
- accession: 0001428336-26-000003
- form_type: 8-K
- ticker: HQY
- cik: 0001428336
- company_name: HEALTHEQUITY, INC.
- filed_at: 2026-01-12T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000003/0001428336-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000003/hqy-20260112.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001428336-26-000003
- JSON: https://secwatch.observer/filing/0001428336-26-000003.json
- Plain text: https://secwatch.observer/filing/0001428336-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.