---
schema_version: "secwatch.filing_event.v1"
accession: "0001428336-26-000009"
form_type: "8-K"
ticker: "HQY"
cik: "0001428336"
company_name: "HEALTHEQUITY, INC."
filed_at: "2026-03-17T23:59:59+00:00"
generated_at: "2026-05-15T10:21:01.038862+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# HealthEquity reports record revenue; raises FY2027 guidance after strong Q4

## Summary
- FY2026 revenue $1.31B (+9% YoY); net income $215.2M (+123% YoY); EPS $2.46.
- Q4 revenue $334.6M (+7% YoY); adjusted EBITDA $132.9M (+23%); margin 40%.
- Total HSA assets $36.5B (+14%); added 1M new HSAs from sales for second straight year.
- Raised FY2027 guidance: revenue $1.405-$1.415B; adjusted EBITDA $618-$628M.
- Returned $301.7M to shareholders via stock repurchases in FY2026.

## SEC filing metadata
- accession: 0001428336-26-000009
- form_type: 8-K
- ticker: HQY
- cik: 0001428336
- company_name: HEALTHEQUITY, INC.
- filed_at: 2026-03-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000009/0001428336-26-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000009/hqy-20260317.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001428336-26-000009
- JSON: https://secwatch.observer/filing/0001428336-26-000009.json
- Plain text: https://secwatch.observer/filing/0001428336-26-000009.txt

## Key facts
- Earnings Releases
  HEALTHEQUITY, INC. reported the fourth quarter ended January 31, 2026 results: revenue $334.6 million, net income $49.7 million, EPS $0.58 per diluted share. Guidance raised.
  - Period: the fourth quarter ended January 31, 2026
  - Revenue: $334.6 million
  - Net income: $49.7 million
  - EPS: $0.58 per diluted share
  - Guidance: raised
  - Result: reported results
  source text: Revenue for the fourth quarter ended January 31, 2026 was $334.6 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000009/0001428336-26-000009-index.htm
- Earnings Releases
  HEALTHEQUITY, INC. reported the fiscal year ended January 31, 2026 results: revenue $1.31 billion, net income $215.2 million, EPS $2.46 per diluted share. Guidance raised.
  - Period: the fiscal year ended January 31, 2026
  - Revenue: $1.31 billion
  - Net income: $215.2 million
  - EPS: $2.46 per diluted share
  - Guidance: raised
  - Result: reported results
  source text: Revenue for the fiscal year ended January 31, 2026 was $1.31 billion
  evidence_url: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000009/0001428336-26-000009-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.