{"schema_version":"secwatch.filing_event.v1","accession":"0001428336-26-000040","form_type":"8-K","ticker":"HQY","cik":"0001428336","company_name":"HEALTHEQUITY, INC.","filed_at":"2026-08-27T12:02:52+00:00","discovered_at":"2026-08-27T12:05:00.245946+00:00","generated_at":"2026-08-27T12:05:11.237978+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HealthEquity Q2 beats: revenue $350.7M (+8%), raises FY2027 guidance","bullets":["Revenue $350.7M (+8% YoY); net income $65.6M (+10%); diluted EPS $0.78 vs $0.68.","Adjusted EBITDA $167.0M (+11%), margin 48% vs 46%; non-GAAP EPS $1.24 vs $1.08.","HSA assets $37.9B (+14%); HSA accounts 10.7M (+8%); new HSAs up 24% to 202k.","Repurchased 1.2M shares for $108.1M; $948.4M remaining authorization.","Raised FY2027 guidance: revenue $1.411-1.421B, adj EBITDA $628-636M, non-GAAP EPS $4.66-4.73."],"urls":{"canonical":"https://secwatch.observer/filing/0001428336-26-000040","json":"https://secwatch.observer/filing/0001428336-26-000040.json","markdown":"https://secwatch.observer/filing/0001428336-26-000040.md","text":"https://secwatch.observer/filing/0001428336-26-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1428336/000142833626000040/0001428336-26-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1428336/000142833626000040/hqy-20260827.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-27T12:05:11.237978+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}