{"schema_version":"secwatch.filing_event.v1","accession":"0001434621-25-000003","form_type":"8-K","ticker":"TREE","cik":"0001434621","company_name":"LendingTree, Inc.","filed_at":"2025-03-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.618399+00:00","generated_at":"2026-05-25T09:56:11.298693+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"LendingTree Q4 revenue $261.5M, adj. EBITDA $32.2M, beats guidance; Insurance revenue +188% YoY","bullets":["Q4 revenue $261.5M, above high end of guidance; GAAP net income $7.5M ($0.55 diluted EPS).","Adjusted EBITDA $32.2M, adj. EPS $1.16; variable marketing margin $86.7M; all exceeded outlook.","Insurance segment revenue $171.7M (+188% YoY), segment profit $48M (+90%).","Home revenue +35% YoY, Consumer +12%; all three segments grew YoY for first time in period.","FY2025 guidance: revenue $985-$1,025M, adj. EBITDA $116-$126M; net leverage improved to 3.5x from 5.3x."],"urls":{"canonical":"https://secwatch.observer/filing/0001434621-25-000003","json":"https://secwatch.observer/filing/0001434621-25-000003.json","markdown":"https://secwatch.observer/filing/0001434621-25-000003.md","text":"https://secwatch.observer/filing/0001434621-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1434621/000143462125000003/0001434621-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1434621/000143462125000003/tree-20250305.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T09:56:11.298693+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}