---
schema_version: "secwatch.filing_event.v1"
accession: "0001434621-25-000003"
form_type: "8-K"
ticker: "TREE"
cik: "0001434621"
company_name: "LendingTree, Inc."
filed_at: "2025-03-05T23:59:59+00:00"
generated_at: "2026-05-25T09:56:11.298693+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# LendingTree Q4 revenue $261.5M, adj. EBITDA $32.2M, beats guidance; Insurance revenue +188% YoY

## Summary
- Q4 revenue $261.5M, above high end of guidance; GAAP net income $7.5M ($0.55 diluted EPS).
- Adjusted EBITDA $32.2M, adj. EPS $1.16; variable marketing margin $86.7M; all exceeded outlook.
- Insurance segment revenue $171.7M (+188% YoY), segment profit $48M (+90%).
- Home revenue +35% YoY, Consumer +12%; all three segments grew YoY for first time in period.
- FY2025 guidance: revenue $985-$1,025M, adj. EBITDA $116-$126M; net leverage improved to 3.5x from 5.3x.

## SEC filing metadata
- accession: 0001434621-25-000003
- form_type: 8-K
- ticker: TREE
- cik: 0001434621
- company_name: LendingTree, Inc.
- filed_at: 2025-03-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1434621/000143462125000003/0001434621-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1434621/000143462125000003/tree-20250305.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001434621-25-000003
- JSON: https://secwatch.observer/filing/0001434621-25-000003.json
- Plain text: https://secwatch.observer/filing/0001434621-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.