secwatch.observer — SEC 8-K summary
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Issuer:     LendingTree, Inc. (TREE)
CIK:        0001434621
Form:       8-K
Filed at:   2025-03-05T23:59:59+00:00
Accession:  0001434621-25-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

LendingTree Q4 revenue $261.5M, adj. EBITDA $32.2M, beats guidance; Insurance revenue +188% YoY
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- Q4 revenue $261.5M, above high end of guidance; GAAP net income $7.5M ($0.55 diluted EPS).
- Adjusted EBITDA $32.2M, adj. EPS $1.16; variable marketing margin $86.7M; all exceeded outlook.
- Insurance segment revenue $171.7M (+188% YoY), segment profit $48M (+90%).
- Home revenue +35% YoY, Consumer +12%; all three segments grew YoY for first time in period.
- FY2025 guidance: revenue $985-$1,025M, adj. EBITDA $116-$126M; net leverage improved to 3.5x from 5.3x.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1434621/000143462125000003/0001434621-25-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1434621/000143462125000003/tree-20250305.htm
  HTML page:      https://secwatch.observer/filing/0001434621-25-000003

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer