{"schema_version":"secwatch.filing_event.v1","accession":"0001436425-22-000049","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2022-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.761840+00:00","generated_at":"2026-06-24T08:41:19.371218+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Home Bancorp reports Q2 net income $8.5M, diluted EPS $1.03, NIM 3.76%; declares $0.23 dividend","bullets":["Net income of $8.5M ($1.03 diluted EPS) vs $4.4M ($0.53 EPS) in Q1 2022; includes $1.6M pre-tax merger expenses.","NIM expanded 37 bps to 3.76%; net interest income up 24% to $29.2M.","Organic loan growth (ex-PPP) of $77.4M, or 14% annualized; Houston market contributed ~19% of growth.","Issued $55M of 5.75% subordinated notes due 2032; declared $0.23/share dividend payable Aug 19.","Nonperforming assets fell 16% to $18.8M (0.56% of assets); provision of $591K primarily from loan growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001436425-22-000049","json":"https://secwatch.observer/filing/0001436425-22-000049.json","markdown":"https://secwatch.observer/filing/0001436425-22-000049.md","text":"https://secwatch.observer/filing/0001436425-22-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000143642522000049/0001436425-22-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000143642522000049/hbcp-20220726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:41:19.371218+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}