---
schema_version: "secwatch.filing_event.v1"
accession: "0001436425-22-000049"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2022-07-26T23:59:59+00:00"
generated_at: "2026-06-24T08:41:19.371218+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp reports Q2 net income $8.5M, diluted EPS $1.03, NIM 3.76%; declares $0.23 dividend

## Summary
- Net income of $8.5M ($1.03 diluted EPS) vs $4.4M ($0.53 EPS) in Q1 2022; includes $1.6M pre-tax merger expenses.
- NIM expanded 37 bps to 3.76%; net interest income up 24% to $29.2M.
- Organic loan growth (ex-PPP) of $77.4M, or 14% annualized; Houston market contributed ~19% of growth.
- Issued $55M of 5.75% subordinated notes due 2032; declared $0.23/share dividend payable Aug 19.
- Nonperforming assets fell 16% to $18.8M (0.56% of assets); provision of $591K primarily from loan growth.

## SEC filing metadata
- accession: 0001436425-22-000049
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2022-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000143642522000049/0001436425-22-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000143642522000049/hbcp-20220726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001436425-22-000049
- JSON: https://secwatch.observer/filing/0001436425-22-000049.json
- Plain text: https://secwatch.observer/filing/0001436425-22-000049.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.