{"schema_version":"secwatch.filing_event.v1","accession":"0001436425-23-000013","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2023-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.861752+00:00","generated_at":"2026-06-17T00:40:02.495632+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Home Bancorp Q1 net income $11.3M ($1.39 EPS), NIM slips to 4.18%, declares $0.25 dividend","bullets":["Net income of $11.3M, or $1.39 diluted EPS, up 5% from $10.8M ($1.32) in Q4 2022.","Net interest margin decreased 20 bps to 4.18% due to higher funding costs; average deposit cost rose to 0.77%.","Loans grew 1.5% to $2.5B; deposits fell 3% to $2.6B, with non-maturity deposits down 5%.","Nonperforming assets were $11.3M (0.35% of assets), up slightly; provision of $814K for loan losses.","Board declared $0.25 per share quarterly dividend, payable May 12 to holders of record May 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001436425-23-000013","json":"https://secwatch.observer/filing/0001436425-23-000013.json","markdown":"https://secwatch.observer/filing/0001436425-23-000013.md","text":"https://secwatch.observer/filing/0001436425-23-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000143642523000013/0001436425-23-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000143642523000013/hbcp-20230418.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T00:40:02.495632+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"43a92ad5b95e3015660c7669ebdc5dcfbe9b7b7c","claim":"HOME BANCORP, INC. reported first quarter of 2023 results: net income $11.3 million, EPS $1.39 per diluted common share.","evidence_excerpt":"the Company reported net income of $11.3 million, or $1.39 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1436425/000143642523000013/0001436425-23-000013-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2023"},{"label":"Net income","value":"$11.3 million"},{"label":"EPS","value":"$1.39 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}