---
schema_version: "secwatch.filing_event.v1"
accession: "0001436425-23-000013"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2023-04-18T23:59:59+00:00"
generated_at: "2026-06-17T00:40:02.495632+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp Q1 net income $11.3M ($1.39 EPS), NIM slips to 4.18%, declares $0.25 dividend

## Summary
- Net income of $11.3M, or $1.39 diluted EPS, up 5% from $10.8M ($1.32) in Q4 2022.
- Net interest margin decreased 20 bps to 4.18% due to higher funding costs; average deposit cost rose to 0.77%.
- Loans grew 1.5% to $2.5B; deposits fell 3% to $2.6B, with non-maturity deposits down 5%.
- Nonperforming assets were $11.3M (0.35% of assets), up slightly; provision of $814K for loan losses.
- Board declared $0.25 per share quarterly dividend, payable May 12 to holders of record May 1.

## SEC filing metadata
- accession: 0001436425-23-000013
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2023-04-18T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000013/0001436425-23-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000013/hbcp-20230418.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001436425-23-000013
- JSON: https://secwatch.observer/filing/0001436425-23-000013.json
- Plain text: https://secwatch.observer/filing/0001436425-23-000013.txt

## Key facts
- Earnings Releases
  HOME BANCORP, INC. reported first quarter of 2023 results: net income $11.3 million, EPS $1.39 per diluted common share.
  - Period: first quarter of 2023
  - Net income: $11.3 million
  - EPS: $1.39 per diluted common share
  - Result: reported results
  source text: the Company reported net income of $11.3 million, or $1.39 per diluted common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000013/0001436425-23-000013-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.