secwatch.observer — SEC 8-K summary
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Issuer:     HOME BANCORP, INC. (HBCP)
CIK:        0001436425
Form:       8-K
Filed at:   2023-04-18T23:59:59+00:00
Accession:  0001436425-23-000013
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home Bancorp Q1 net income $11.3M ($1.39 EPS), NIM slips to 4.18%, declares $0.25 dividend
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- Net income of $11.3M, or $1.39 diluted EPS, up 5% from $10.8M ($1.32) in Q4 2022.
- Net interest margin decreased 20 bps to 4.18% due to higher funding costs; average deposit cost rose to 0.77%.
- Loans grew 1.5% to $2.5B; deposits fell 3% to $2.6B, with non-maturity deposits down 5%.
- Nonperforming assets were $11.3M (0.35% of assets), up slightly; provision of $814K for loan losses.
- Board declared $0.25 per share quarterly dividend, payable May 12 to holders of record May 1.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1436425/000143642523000013/0001436425-23-000013-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1436425/000143642523000013/hbcp-20230418.htm
  HTML page:      https://secwatch.observer/filing/0001436425-23-000013

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