{"schema_version":"secwatch.filing_event.v1","accession":"0001436425-23-000038","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2023-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.919906+00:00","generated_at":"2026-06-13T06:59:09.761320+00:00","sec_items":["2.02","8.01","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Home Bancorp Q2 net income $9.8M ($1.21 EPS), down 14% sequentially; NIM falls 24 bps","bullets":["Net income $9.8 million ($1.21 diluted EPS) vs. $11.3 million ($1.39) in Q1 2023; revenue (net interest income) $30.3M, down 4%.","Net interest margin decreased 24 bps to 3.94%; loan yield up 15 bps to 5.82%.","Total loans $2.5B, up 7% annualized; deposits flat at $2.6B but non-maturity deposits fell 5% while CDs rose 25%.","Nonperforming assets $12.4M (0.38% of assets), up $1.1M from Q1 due to three credit relationships; provision $511K.","Quarterly dividend $0.25 declared, payable Aug 11, record July 31; 99,734 shares repurchased at avg $31.58."],"urls":{"canonical":"https://secwatch.observer/filing/0001436425-23-000038","json":"https://secwatch.observer/filing/0001436425-23-000038.json","markdown":"https://secwatch.observer/filing/0001436425-23-000038.md","text":"https://secwatch.observer/filing/0001436425-23-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000143642523000038/0001436425-23-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000143642523000038/hbcp-20230717.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:59:09.761320+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ede35133c84818ede8755a137a9c2bd1864b4005","claim":"HOME BANCORP, INC. reported the second quarter of 2023 results: net income $9.8 million, EPS $1.21 per diluted common share.","evidence_excerpt":"reported financial results for the second quarter of 2023. For the quarter, the Company reported net income of $9.8 million, or $1.21 per diluted common share (“diluted EPS”), down $1.5 million from $11.3 million, or $1.39 diluted EPS, for the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1436425/000143642523000038/0001436425-23-000038-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Net income","value":"$9.8 million"},{"label":"EPS","value":"$1.21 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}