---
schema_version: "secwatch.filing_event.v1"
accession: "0001436425-23-000038"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2023-07-18T23:59:59+00:00"
generated_at: "2026-06-13T06:59:09.761320+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp Q2 net income $9.8M ($1.21 EPS), down 14% sequentially; NIM falls 24 bps

## Summary
- Net income $9.8 million ($1.21 diluted EPS) vs. $11.3 million ($1.39) in Q1 2023; revenue (net interest income) $30.3M, down 4%.
- Net interest margin decreased 24 bps to 3.94%; loan yield up 15 bps to 5.82%.
- Total loans $2.5B, up 7% annualized; deposits flat at $2.6B but non-maturity deposits fell 5% while CDs rose 25%.
- Nonperforming assets $12.4M (0.38% of assets), up $1.1M from Q1 due to three credit relationships; provision $511K.
- Quarterly dividend $0.25 declared, payable Aug 11, record July 31; 99,734 shares repurchased at avg $31.58.

## SEC filing metadata
- accession: 0001436425-23-000038
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2023-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000038/0001436425-23-000038-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000038/hbcp-20230717.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001436425-23-000038
- JSON: https://secwatch.observer/filing/0001436425-23-000038.json
- Plain text: https://secwatch.observer/filing/0001436425-23-000038.txt

## Key facts
- Earnings Releases
  HOME BANCORP, INC. reported the second quarter of 2023 results: net income $9.8 million, EPS $1.21 per diluted common share.
  - Period: the second quarter of 2023
  - Net income: $9.8 million
  - EPS: $1.21 per diluted common share
  - Result: reported results
  source text: reported financial results for the second quarter of 2023. For the quarter, the Company reported net income of $9.8 million, or $1.21 per diluted common share (“diluted EPS”), down $1.5 million from $11.3 million, or $1.39 diluted EPS, for the first quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000038/0001436425-23-000038-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.