secwatch.observer — SEC 8-K summary
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Issuer:     HOME BANCORP, INC. (HBCP)
CIK:        0001436425
Form:       8-K
Filed at:   2023-07-18T23:59:59+00:00
Accession:  0001436425-23-000038
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 8.01, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home Bancorp Q2 net income $9.8M ($1.21 EPS), down 14% sequentially; NIM falls 24 bps
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- Net income $9.8 million ($1.21 diluted EPS) vs. $11.3 million ($1.39) in Q1 2023; revenue (net interest income) $30.3M, down 4%.
- Net interest margin decreased 24 bps to 3.94%; loan yield up 15 bps to 5.82%.
- Total loans $2.5B, up 7% annualized; deposits flat at $2.6B but non-maturity deposits fell 5% while CDs rose 25%.
- Nonperforming assets $12.4M (0.38% of assets), up $1.1M from Q1 due to three credit relationships; provision $511K.
- Quarterly dividend $0.25 declared, payable Aug 11, record July 31; 99,734 shares repurchased at avg $31.58.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1436425/000143642523000038/0001436425-23-000038-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1436425/000143642523000038/hbcp-20230717.htm
  HTML page:      https://secwatch.observer/filing/0001436425-23-000038

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