---
schema_version: "secwatch.filing_event.v1"
accession: "0001436425-23-000049"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2023-10-18T23:59:59+00:00"
generated_at: "2026-06-09T21:47:20.391671+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp Q3 net income $9.8M ($1.22 EPS), NIM down to 3.75%; new share repurchase plan for 5% of shares

## Summary
- Net income of $9.8M ($1.22 diluted EPS) essentially flat vs Q2; NIM declined 19 bp to 3.75% on higher deposit costs.
- Loans grew $58.3M (+2.3%) to $2.6B; deposits up $45.8M (+2%) to $2.6B; provision $351k for loan growth.
- Nonperforming assets stable at $12.3M (0.37% of assets); net loan recoveries of $132k.
- Board approved new share repurchase plan for up to 405,000 shares (~5% of outstanding); quarterly dividend $0.25/share.
- Q3 share repurchases: 37,805 shares at avg $32.63; book value per share $42.30, tangible book $31.67.

## SEC filing metadata
- accession: 0001436425-23-000049
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2023-10-18T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000049/0001436425-23-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000049/hbcp-20231018.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001436425-23-000049
- JSON: https://secwatch.observer/filing/0001436425-23-000049.json
- Plain text: https://secwatch.observer/filing/0001436425-23-000049.txt

## Key facts
- Earnings Releases
  HOME BANCORP, INC. reported the third quarter of 2023 results: net income $9.8 million, EPS $1.22 per diluted common share.
  - Period: the third quarter of 2023
  - Net income: $9.8 million
  - EPS: $1.22 per diluted common share
  - Result: reported results
  source text: announced its results of operations for the quarter ended September 30, 2023. A copy of the related press release (the "Press Release") is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1436425/000143642523000049/0001436425-23-000049-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.