earnings
confidence high
sentiment neutral
materiality 0.65
Home Bancorp Q4 net income $9.4M ($1.17 EPS); NIM 3.69%; dividend $0.25
HOME BANCORP, INC.
2023-FY EPS reported
$4.99
- Net income $9.4M ($1.17 diluted EPS) vs $9.8M ($1.22) in Q3; loans +$12.5M to $2.6B.
- NIM 3.69% (-6 bps QoQ); net interest income $29.3M; deposits +$73.1M to $2.7B.
- NPAs $10.4M (0.31% of assets), down 16% from Q3; provision $665K.
- Dividend $0.25/share payable Feb 16, record Feb 5; repurchased 16,534 shares at $32.68 avg.
- Tangible book value $34.45; TCE ratio 8.7%; Tier 1 leverage 10.98%.