{"schema_version":"secwatch.filing_event.v1","accession":"0001436425-25-000005","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.624408+00:00","generated_at":"2026-05-27T09:10:19.680713+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Home Bancorp Q4 net income $9.7M ($1.21 EPS); dividend raised 4% to $0.27","bullets":["Net income of $9.7M ($1.21 diluted EPS) vs. $9.4M ($1.18) in Q3 2024, up 3%.","Loans grew $49.9M (7% annualized) to $2.7B; deposits up $3.2M to $2.8B.","Net interest margin improved 11 bps to 3.82% due to lower funding costs.","Dividend increased 4% to $0.27/share, payable Feb 21, 2025 to holders of record Feb 10.","Nonperforming assets fell 15% to $15.6M (0.45% of total assets)."],"urls":{"canonical":"https://secwatch.observer/filing/0001436425-25-000005","json":"https://secwatch.observer/filing/0001436425-25-000005.json","markdown":"https://secwatch.observer/filing/0001436425-25-000005.md","text":"https://secwatch.observer/filing/0001436425-25-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000143642525000005/0001436425-25-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000143642525000005/hbcp-20250127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T09:10:19.680713+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}