---
schema_version: "secwatch.filing_event.v1"
accession: "0001436425-25-000005"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2025-01-27T23:59:59+00:00"
generated_at: "2026-05-27T09:10:19.680713+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp Q4 net income $9.7M ($1.21 EPS); dividend raised 4% to $0.27

## Summary
- Net income of $9.7M ($1.21 diluted EPS) vs. $9.4M ($1.18) in Q3 2024, up 3%.
- Loans grew $49.9M (7% annualized) to $2.7B; deposits up $3.2M to $2.8B.
- Net interest margin improved 11 bps to 3.82% due to lower funding costs.
- Dividend increased 4% to $0.27/share, payable Feb 21, 2025 to holders of record Feb 10.
- Nonperforming assets fell 15% to $15.6M (0.45% of total assets).

## SEC filing metadata
- accession: 0001436425-25-000005
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2025-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000143642525000005/0001436425-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000143642525000005/hbcp-20250127.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001436425-25-000005
- JSON: https://secwatch.observer/filing/0001436425-25-000005.json
- Plain text: https://secwatch.observer/filing/0001436425-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.