---
schema_version: "secwatch.filing_event.v1"
accession: "0001436425-25-000016"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2025-04-21T23:59:59+00:00"
generated_at: "2026-05-23T10:06:41.521575+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp Q1 net income $11.0M ($1.37 EPS) vs $9.7M Q4; NIM expands to 3.91%; new share buyback approved

## Summary
- Net income $11.0M, diluted EPS $1.37, up from $9.7M, $1.21 in Q4 2024.
- Loans grew $29.1M (1.1%) to $2.7B; deposits up $46.5M (1.7%) to $2.8B.
- Net interest margin expanded 9 bps to 3.91%; net interest income $31.7M.
- Nonperforming assets rose to $21.5M (0.62% of assets) from $15.6M, due to two loan relationships.
- Board declared $0.27/share dividend (payable 5/16) and authorized new repurchase of up to 400,000 shares (~5%).

## SEC filing metadata
- accession: 0001436425-25-000016
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2025-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000143642525000016/0001436425-25-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000143642525000016/hbcp-20250421.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001436425-25-000016
- JSON: https://secwatch.observer/filing/0001436425-25-000016.json
- Plain text: https://secwatch.observer/filing/0001436425-25-000016.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.