Oak Valley Bancorp Q2 net income $3.96M ($0.48 EPS); declares $0.145 dividend

Oak Valley Bancorp

2021-Q2 EPS reported $1.02

Net income $3.96M ($0.48 diluted EPS) vs $4.36M ($0.53) prior Q and $2.58M ($0.32) year ago.
Net interest income $11.99M, NIM 3.09% (down from 3.43% prior Q); PPP fee income declined to $2.2M.
Total assets $1.76B (+$99M QoQ), deposits $1.61B (+$97M); gross loans down $85M on PPP forgiveness.
Non-performing assets flat at $362K (0.02% of assets); no provision for loan losses recorded.
Board declared $0.145/share cash dividend payable Aug 13, 2021 to holders of record Aug 2, 2021.

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