{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-21-017752","form_type":"8-K","ticker":"PFBX","cik":"0000770460","company_name":"PEOPLES FINANCIAL CORP /MS/","filed_at":"2021-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.731489+00:00","generated_at":"2026-06-30T01:53:44.722577+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Peoples Financial reports Q2 net income of $789K vs loss of $277K; EPS $0.16","bullets":["Net income of $789,000 ($0.16 EPS) in Q2 2021 vs net loss of $277,000 ($0.06 loss) in Q2 2020.","Six-month net income rose to $5,119,000 ($1.05 EPS) from $846,000 ($0.17 EPS) in prior year.","Provision for loan losses fell to $22,000 in Q2 2021 from $1,333,000 in Q2 2020, aided by a $1,135,000 specific reserve in 2020.","Non-interest expense increased due to a $1,125,000 lawsuit settlement during first half of 2021.","Book value per share $19.72; total assets $768 million; primary capital ratio 13.89%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-21-017752","json":"https://secwatch.observer/filing/0001437749-21-017752.json","markdown":"https://secwatch.observer/filing/0001437749-21-017752.md","text":"https://secwatch.observer/filing/0001437749-21-017752.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/770460/000143774921017752/0001437749-21-017752-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/770460/000143774921017752/pfbx20210723_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T01:53:44.722577+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}