secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMERS BANCORP INC /OH/ (CBKM)
CIK:        0001006830
Form:       8-K
Filed at:   2021-08-03T23:59:59+00:00
Accession:  0001437749-21-018374
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Consumers Bancorp reports record FY net income $9.0M, up 62.6%; Q4 EPS $0.65, up 25%
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- FY2021 net income $9.0M ($2.98/share) vs $5.5M ($1.92/share) in FY2020, a 62.6% increase.
- Q4 net income $2.0M ($0.65/share), up 25.4% from $1.6M ($0.52/share) in Q4 2020.
- Net interest margin 3.67% for FY; loans grew 4.3%, deposits up 14.8% ($93.5M).
- Provision for loan losses fell to $850K from $2.0M; non-performing loans at 0.34% of total loans.
- Acquisition of two CFBank branches in Columbiana County closed July 2021, post period.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1006830/000143774921018374/0001437749-21-018374-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1006830/000143774921018374/cbkm20210803_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-21-018374

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