{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-21-023754","form_type":"8-K","ticker":"ATLO","cik":"0001132651","company_name":"AMES NATIONAL CORP","filed_at":"2021-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.597175+00:00","generated_at":"2026-06-28T20:27:54.826795+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Ames National Q3 net income $6.7M, EPS $0.74 vs $0.62 YoY; 9-month EPS $2.04 vs $1.49","bullets":["Q3 2021 net income $6.7M ($0.74/diluted share) vs $5.7M ($0.62) in Q3 2020; increase driven by lower interest expense and reduced loan loss provision.","Net interest margin compressed to 2.97% from 3.21% YoY; net interest income rose 3% to $14.7M on lower deposit costs.","Credit for loan losses of $94K vs provision of $541K in Q3 2020; net loan recoveries of $31K vs net charge-offs of $614K.","Total assets $2.1B (+$186M YoY); deposits up 11% to $1.84B; PPP loans outstanding $14.8M.","Repurchased 24,603 shares at avg $23.19 under April 2021 program; quarterly dividend maintained at $0.26/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-21-023754","json":"https://secwatch.observer/filing/0001437749-21-023754.json","markdown":"https://secwatch.observer/filing/0001437749-21-023754.md","text":"https://secwatch.observer/filing/0001437749-21-023754.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1132651/000143774921023754/0001437749-21-023754-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1132651/000143774921023754/atlo20211014_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T20:27:54.826795+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}