{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-21-024133","form_type":"8-K","ticker":"OVLY","cik":"0001431567","company_name":"Oak Valley Bancorp","filed_at":"2021-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.567469+00:00","generated_at":"2026-06-28T18:46:55.196295+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Oak Valley Bancorp Q3 2021 net income rises to $4.55M ($0.56 EPS); NPAs zero","bullets":["Q3 net income $4.55M ($0.56 diluted EPS) vs $3.96M ($0.48) prior quarter and $3.75M ($0.46) year ago.","Nine-month net income $12.87M ($1.57 EPS), up 42.4% from $9.04M ($1.11) in 2020.","PPP loan interest and fees $2.68M in Q3, up from $2.20M prior quarter; outstanding PPP loans $67M as of Sep 30.","Non-performing assets reduced to zero; no loan loss provision in Q3 or YTD.","Total assets $1.86B (+$407.7M YoY); deposits $1.70B (+$390M YoY); gross loans $872.1M (-$154.7M YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-21-024133","json":"https://secwatch.observer/filing/0001437749-21-024133.json","markdown":"https://secwatch.observer/filing/0001437749-21-024133.md","text":"https://secwatch.observer/filing/0001437749-21-024133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1431567/000143774921024133/0001437749-21-024133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1431567/000143774921024133/ovly20211021_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T18:46:55.196295+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}