---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-21-024318"
form_type: "8-K"
ticker: "FCBC"
cik: "0000859070"
company_name: "FIRST COMMUNITY BANKSHARES INC /VA/"
filed_at: "2021-10-26T23:59:59+00:00"
generated_at: "2026-06-28T18:15:37.783387+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Community Bankshares reports record Q3 net income $12.6M; EPS up 55% YoY; raises dividend 8%

## Summary
- Net income of $12.61M ($0.73 diluted EPS) up 55.3% YoY; nine-month EPS $2.32, up 69.3%.
- Reversed $1.39M provision for credit losses vs $4.70M provision in Q3 2020; credit quality strong.
- Quarterly cash dividend increased 8% to $0.27/share, payable Nov 19 to holders of record Nov 5.
- Repurchased 277,386 shares for $8.46M in Q3; YTD repurchases 726,686 shares for $21.43M.
- Non-interest income rose 14.2% YoY; book value $25.03, up $0.95 from year-end.

## SEC filing metadata
- accession: 0001437749-21-024318
- form_type: 8-K
- ticker: FCBC
- cik: 0000859070
- company_name: FIRST COMMUNITY BANKSHARES INC /VA/
- filed_at: 2021-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/859070/000143774921024318/0001437749-21-024318-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/859070/000143774921024318/fcbc20211022_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-21-024318
- JSON: https://secwatch.observer/filing/0001437749-21-024318.json
- Plain text: https://secwatch.observer/filing/0001437749-21-024318.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.