{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-21-027549","form_type":"8-K","ticker":"PFBX","cik":"0000770460","company_name":"PEOPLES FINANCIAL CORP /MS/","filed_at":"2021-11-30T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.550630+00:00","generated_at":"2026-06-28T04:59:44.295840+00:00","sec_items":["8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"confidence":"high","headline":"Peoples Financial amends director deferred comp plan; rate cut from 10% to prime (3.25%)","bullets":["Amendment effective Jan 1, 2022 changes interest on deferred fees from fixed 10%/7.5% to Chase Manhattan Prime Rate.","Current prime rate is 3.25%, down from previous 10% before payments and 7.5% after payments commence.","Change reduces future interest expense for The Peoples Bank on director deferred compensation liabilities.","Plan previously disclosed in 2021 proxy; adjustment aligns rates with current market conditions."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-21-027549","json":"https://secwatch.observer/filing/0001437749-21-027549.json","markdown":"https://secwatch.observer/filing/0001437749-21-027549.md","text":"https://secwatch.observer/filing/0001437749-21-027549.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/770460/000143774921027549/0001437749-21-027549-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/770460/000143774921027549/pfbx20211130b_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T04:59:44.295840+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}