secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMERS BANCORP INC /OH/ (CBKM)
CIK:        0001006830
Form:       8-K
Filed at:   2022-01-20T23:59:59+00:00
Accession:  0001437749-22-001286
Event type: earnings
Sentiment:  positive
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Consumers Bancorp Q2 FY2022 net income rises 26% to $3.2M; EPS $1.04
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- Net income $3.2M ($1.04 per share) for Q2 ended Dec 31, 2021, up 26.1% YoY from $2.5M ($0.83).
- Six-month net income $5.8M ($1.92 per share) vs $4.9M ($1.63) in prior year.
- Total loans grew $56.6M (10% annualized) to $623.0M; non-performing loans fell to 0.14% of total.
- Deposits increased $121.4M, including $104.5M from CFBank branch acquisition completed July 16, 2021.
- Net interest margin 3.77% for Q2 vs 3.87% a year ago; cost of funds improved to 0.21% from 0.46%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1006830/000143774922001286/0001437749-22-001286-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1006830/000143774922001286/cbkm20220120_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-22-001286

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer