{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-001417","form_type":"8-K","ticker":"ATLO","cik":"0001132651","company_name":"AMES NATIONAL CORP","filed_at":"2022-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.501414+00:00","generated_at":"2026-06-27T16:26:01.160261+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Ames National Q4 EPS $0.58 vs $0.57; FY21 EPS $2.62; guides FY22 $2.10-$2.20","bullets":["Q4 2021 net income $5.3M ($0.58/diluted share) vs $5.2M ($0.57) in Q4 2020.","Full-year 2021 net income $23.9M ($2.62/share) up from $18.9M ($2.06) in 2020.","Net interest margin fell to 2.65% (Q4) and 2.83% (FY) from 3.03% and 3.13% year ago.","Credit for loan losses of $217K (Q4) and $757K (FY) vs provisions of $1.3M and $5.7M in prior periods.","Forecasts FY2022 EPS of $2.10-$2.20, down from $2.62, citing lower PPP fees and higher expenses."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-001417","json":"https://secwatch.observer/filing/0001437749-22-001417.json","markdown":"https://secwatch.observer/filing/0001437749-22-001417.md","text":"https://secwatch.observer/filing/0001437749-22-001417.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1132651/000143774922001417/0001437749-22-001417-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1132651/000143774922001417/atlo20220120_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T16:26:01.160261+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}