Oak Valley Bancorp Q4 net income $3.5M ($0.42 EPS); declares $0.15 dividend

Oak Valley Bancorp

2021-FY EPS reported $2.00

Q4 net income $3.5M down from $4.6M in Q3 and $4.6M in Q4 2020; full-year net income $16.3M up 19.4%.
Diluted EPS Q4 $0.42 vs $0.56 in Q3; full year $2.00 vs $1.68 in 2020.
Net interest margin 2.55% in Q4 vs 3.49% a year ago; PPP fee income declined to $1.25M.
Board declared $0.15 per share cash dividend payable Feb 11, 2022 to holders of record Jan 31.
Non-performing assets remained at zero; allowance for loan losses at 1.25% of gross loans.

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